Steve Cummings
Your $6 Latte Isn’t the Problem — This Is
Stop me if you’ve heard this before: “If you just stopped buying that daily $6 latte, you’d save $2,190 per ...
The Broke vs. Wealthy Mindset in 5 Seconds
“I can’t afford it.” vs. “How can I afford it?” Five seconds. That’s all it takes to identify whether someone thinks like ...
Great Dividend ETFs to Live Off in Retirement (That Aren’t SCHD)
When people talk about dividend ETFs for retirement, one name always dominates the conversation: SCHD. And look — SCHD is ...
Frugal Habits That Have Made Retirement Even Better
Ah, retirement. Those twenty-five or thirty years after you hit the age to fully withdraw Social Security when you can ...
America Got Expensive. Big Budget Items Millennials Have Stopped Buying
Each generation has its share of likes and dislikes, which impact their shopping habits. Millennials are no different. As consumers, ...
The $10,000 Mistake You Don’t Realize You’re Making
Think about this scenario since we have all been there before. You’re 25 years old, fresh out of college, and ...
Tips On Creating a Stick-to-It Budget
If you want to get your finances in order, one of the easiest ways to achieve that goal is to ...
Reasons Baby Boomers Are Tightening Their Spending
Baby Boomers don’t need a reminder that they aren’t spring chickens. Ranging in age from 60-79, boomers are all looking ...
I am Frugal: Here are Some Tips That Save Me Thousands a Year
Frugality is not necessarily the choice of being super cheap. Being Frugal is a choice between products that may last ...
Warren Buffett’s Top 3 Forever Stocks: Buy and Hold For Life
Warren Buffett has been known as the Oracle of Omaha. He knows an outstanding stock with a good value and ...
