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caffe latte

Your $6 Latte Isn’t the Problem — This Is

Steve Cummings

Stop me if you’ve heard this before: “If you just stopped buying that daily $6 latte, you’d save $2,190 per ...

old man smiling

The Broke vs. Wealthy Mindset in 5 Seconds

Steve Cummings

“I can’t afford it.” vs. “How can I afford it?” Five seconds. That’s all it takes to identify whether someone thinks like ...

Retirement on bikes

Frugal Habits That Have Made Retirement Even Better

Steve Cummings

Ah, retirement. Those twenty-five or thirty years after you hit the age to fully withdraw Social Security when you can ...

Millennial

America Got Expensive. Big Budget Items Millennials Have Stopped Buying

Steve Cummings

Each generation has its share of likes and dislikes, which impact their shopping habits. Millennials are no different. As consumers, ...

budget

Tips On Creating a Stick-to-It Budget

Steve Cummings

If you want to get your finances in order, one of the easiest ways to achieve that goal is to ...

Digital Nomad

I am Frugal: Here are Some Tips That Save Me Thousands a Year

Steve Cummings

Frugality is not necessarily the choice of being super cheap. Being Frugal is a choice between products that may last ...

retirement savings

10 Subjects on Finances We All Need to Learn

Steve Cummings

Money is deeply influential in every part of our lives. It affects where we live, our families, our relationships, our ...

Signs That Show You Are Part of the Upper Class

Sam Mire

The newly-minted aristocrats knew they were officially part of the upper crust when the wedding DJ screamed: “Put your pinkies ...

teacher

How Super Savers Reach Financial Freedom Faster: The Secret Playbook of the Financially Free

Steve Cummings

Meet Sarah, a 34-year-old marketing manager who just bought her dream house in cash. No, she didn’t inherit money or ...

old man

No-Spend Month? Here’s How to Save Hundreds Without Trying

Steve Cummings

What if I told you that you could save $300-800 this month without giving up anything that actually matters to ...