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The Silent Money Killer That’s Destroying Your Wealth

Steve Cummings

It’s invisible, relentless, and stealing thousands from your future every single day. Financial experts call it the cruelest tax of ...

shopping

Why I Do All My Holiday Shopping in July

Steve Cummings

My friends think I’m absolutely insane. While they’re sipping margaritas by the pool in July, I’m prowling Amazon for Christmas ...

updating a budget

How to Talk About Money With Your Spouse (Without Fighting)

Steve Cummings

Money conversations don’t have to end in slammed doors and silent dinners. Here’s how couples can navigate financial discussions with ...

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Powerful Lessons from The Psychology of Money by Morgan Housel

Steve Cummings

Money isn’t just about math. It’s about emotions, instincts, habits, and how we feel about success, risk, and security. Each ...

budget

The Dave Ramsey Budget: A Simple Guide to Taking Control of Your Money

Steve Cummings

Let’s be honest—budgeting doesn’t sound fun. It can feel complicated, tedious, and overwhelming. But ignoring your spending doesn’t make the ...

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How Owning Assets is Better than a Job.

Steve Cummings

After reading the book Rich Dad Poor Dad, most people come under the conclusion that owning assets is better than ...

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This Simple Laundry Habit Cuts Energy Bills More Than Turning Off Every Light in Your House

Steve Cummings

When it comes to trimming your electricity bill, most people start in the obvious places: turning off lights, unplugging chargers, ...

Dave Ramsey

Does Dave Ramsey Have a Secret to Living a Better Financial Life?

Steve Cummings

If you want to live a better financial life, first believe it’s possible. Yes, even for you. You don’t need ...

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Steps to Build Massive Wealth in Your 30s

Steve Cummings

By the time you hit your 30s, you should have a few things figured out in life.Like how to change ...

Budget

Reasons Why Being Poor Can Be Very Expensive

Steve Cummings

Is there anything that is really “free” these days? Between constant headlines of inflation and rent increases and paying for ...